{"id":1858,"date":"2024-03-09T19:58:54","date_gmt":"2024-03-09T19:58:54","guid":{"rendered":"https:\/\/fgm-sa.com\/?page_id=1858"},"modified":"2024-05-13T13:51:59","modified_gmt":"2024-05-13T13:51:59","slug":"wallet-guarantee","status":"publish","type":"page","link":"https:\/\/fgm-sa.com\/fr\/wallet-guarantee\/","title":{"rendered":"Garantie du dossier"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"1858\" class=\"elementor elementor-1858\" data-elementor-post-type=\"page\">\n\t\t\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-1c950e4 e-flex e-con-boxed e-con e-parent\" data-id=\"1c950e4\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4263d96 elementor-widget elementor-widget-elementskit-heading\" data-id=\"4263d96\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_center   ekit_heading_tablet-   ekit_heading_mobile-\"><h2 class=\"ekit-heading--title elementskit-section-title\">Garantie individuelle <\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f927df4 elementor-invisible elementor-widget elementor-widget-elementskit-accordion\" data-id=\"f927df4\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"elementskit-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >\n        <div class=\"elementskit-accordion accoedion-primary\" id=\"accordion-69e4b598af440\">\n\n            \n                <div class=\"elementskit-card\">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-0-f927df4\">\n                        <a href=\"#collapse-bc2283069e4b598af440\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-bc2283069e4b598af440\" aria-expanded=\"false\" aria-controls=\"Collapse-bc2283069e4b598af440\">\n                            \n                            <span class=\"ekit-accordion-title\">1. Garantie de pr\u00eat bancaire<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-plus\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-minus\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-bc2283069e4b598af440\" class=\"collapse\" aria-labelledby=\"primaryHeading-0-f927df4\" data-parent=\"#accordion-69e4b598af440\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>Une garantie de pr\u00eat bancaire permet de partager le co\u00fbt du risque avec la banque\/\u00e9tablissement de cr\u00e9dit dans le cadre du financement PME\/PME, le montant maximum garanti \u00e9tant de 50% du montant principal du pr\u00eat.<\/p><p>Proc\u00e9dure : La demande de garantie doit \u00eatre pr\u00e9sent\u00e9e au Fonds par l'\u00e9tablissement de cr\u00e9dit, accompagn\u00e9e :<\/p><ul><li>Rapport d'analyse des risques.<\/li><li>Plan de travail du projet.<\/li><li>\u00c9tats financiers historiques approuv\u00e9s pour les trois derniers exercices.<\/li><li>Documents juridiques et administratifs du projet, et tout autre document pertinent \u00e0 l'\u00e9valuation des risques.<\/li><\/ul><p>Co\u00fbt de la commission de garantie : Une commission d'engagement (de 1,85 \u00e0 2,85% du montant de l'engagement) est vers\u00e9e lors de la signature de la convention entre le fonds et la banque, et la commission d'avenant (de 1,5 \u00e0 2,5%) est appliqu\u00e9e sur le montant d\u00fb selon au sch\u00e9ma de traitement des risques.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card\">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-1-f927df4\">\n                        <a href=\"#collapse-8417e7169e4b598af440\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-8417e7169e4b598af440\" aria-expanded=\"false\" aria-controls=\"Collapse-8417e7169e4b598af440\">\n                            \n                            <span class=\"ekit-accordion-title\">2. D\u00e9livrance d'un d\u00e9p\u00f4t ou d'une garantie anti-d\u00e9p\u00f4t<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-plus\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-minus\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-8417e7169e4b598af440\" class=\"collapse\" aria-labelledby=\"primaryHeading-1-f927df4\" data-parent=\"#accordion-69e4b598af440\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>Le Fonds \u00e9met ou partage le co\u00fbt des risques li\u00e9s \u00e0 l'\u00e9mission d'engagements de signature, sous forme de garanties ou de lignes de collat\u00e9ral.<\/p><p>Proc\u00e9dure : La demande de contre-garantie doit \u00eatre adress\u00e9e au Fonds par la banque ou l'\u00e9tablissement de cr\u00e9dit, ou par la soci\u00e9t\u00e9 sollicitant l'\u00e9mission des garanties, en pr\u00e9sentant les documents suivants :<\/p><ul><li>Couverture ou contrat li\u00e9 au contrat.<\/li><li>Note d'analyse des risques.<\/li><li>\u00c9tats financiers certifi\u00e9s de l'entreprise, etc.<\/li><\/ul><p>- Co\u00fbt : Disponible sur demande.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card\">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-2-f927df4\">\n                        <a href=\"#collapse-a2ed83369e4b598af440\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-a2ed83369e4b598af440\" aria-expanded=\"false\" aria-controls=\"Collapse-a2ed83369e4b598af440\">\n                            \n                            <span class=\"ekit-accordion-title\">3. Anti-garantie pour les op\u00e9rations d\u2019importation ou d\u2019exportation<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-plus\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-minus\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-a2ed83369e4b598af440\" class=\"collapse\" aria-labelledby=\"primaryHeading-2-f927df4\" data-parent=\"#accordion-69e4b598af440\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>\u00a0Le Fonds partage les risques avec les banques dans le co\u00fbt des op\u00e9rations d'importation et d'exportation (...).<\/p><p>- Proc\u00e9dure : La demande d'intervention doit \u00eatre adress\u00e9e au Fonds par le demandeur, pr\u00e9cisant le taux de contre-garantie requis, les d\u00e9marches \u00e0 entreprendre, les documents, etc.<\/p><p>- Co\u00fbt : Disponible sur demande.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card active\">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-3-f927df4\">\n                        <a href=\"#collapse-cde089869e4b598af440\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-cde089869e4b598af440\" aria-expanded=\"true\" aria-controls=\"Collapse-cde089869e4b598af440\">\n                            \n                            <span class=\"ekit-accordion-title\">4. Garantie du dossier<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-plus\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-minus\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-cde089869e4b598af440\" class=\"show collapse\" aria-labelledby=\"primaryHeading-3-f927df4\" data-parent=\"#accordion-69e4b598af440\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>Le Fonds d\u00e9l\u00e8gue la d\u00e9cision d'accorder sa garantie \u00e0 l'\u00e9tablissement de cr\u00e9dit au travers d'une ligne de garantie, apr\u00e8s d\u00e9termination des crit\u00e8res de qualification pr\u00e9cit\u00e9s.<\/p><p>- Proc\u00e9dure : L'\u00e9tablissement requ\u00e9rant pr\u00e9sente une demande de garantie, accompagn\u00e9e d'un rapport d\u00e9taill\u00e9 sur la qualit\u00e9 de son dossier, sa politique d'octroi de cr\u00e9dits, son business plan, ses \u00e9tats financiers, etc.<\/p><p>- Co\u00fbt : Disponible sur demande.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                                        <\/div>\n    <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>\u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0641\u0631\u062f\u064a 1. \u0636\u0645\u0627\u0646 \u0627\u0644\u0642\u0631\u0636 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u064a\u0633\u0645\u062d \u0636\u0645\u0627\u0646 \u0627\u0644\u0642\u0631\u0636 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u0628\u062a\u0642\u0627\u0633\u0645 \u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0645\u0639 \u0627\u0644\u0628\u0646\u0643\/\u0627\u0644\u0645\u0624\u0633\u0633\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u0643\u062c\u0632\u0621 \u0645\u0646 \u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0648\u0627\u0644\u0645\u062a\u0648\u0633\u0637\u0629 \/ \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0648\u0627\u0644\u0645\u062a\u0648\u0633\u0637\u0629\u060c \u0628\u062d\u064a\u062b \u064a\u0643\u0648\u0646\u00a0 \u0627\u0644\u062d\u062f \u0627\u0644\u0623\u0642\u0635\u0649 \u0644\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0645\u0636\u0645\u0648\u0646 \u0647\u0648 50\u066a \u0645\u0646 \u0645\u0628\u0644\u063a \u0627\u0644\u0642\u0631\u0636 \u0627\u0644\u0631\u0626\u064a\u0633\u064a. &#8211; \u0627\u0644\u0625\u062c\u0631\u0627\u0621: \u064a\u062c\u0628 \u062a\u0642\u062f\u064a\u0645 \u0637\u0644\u0628 \u0627\u0644\u0636\u0645\u0627\u0646 \u0625\u0644\u0649 \u0627\u0644\u0635\u0646\u062f\u0648\u0642 \u0645\u0646 \u0642\u0628\u0644 \u0627\u0644\u0645\u0624\u0633\u0633\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629\u060c \u0645\u0635\u062d\u0648\u0628\u0627 \u0628\u0640\u0640\u0640: \u062a\u0642\u0631\u064a\u0631 \u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0645\u062e\u0627\u0637\u0631. [&hellip;]<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_eb_attr":"","footnotes":""},"class_list":["post-1858","page","type-page","status-publish","hentry"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/fgm-sa.com\/fr\/wp-json\/wp\/v2\/pages\/1858","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fgm-sa.com\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/fgm-sa.com\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/fgm-sa.com\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/fgm-sa.com\/fr\/wp-json\/wp\/v2\/comments?post=1858"}],"version-history":[{"count":16,"href":"https:\/\/fgm-sa.com\/fr\/wp-json\/wp\/v2\/pages\/1858\/revisions"}],"predecessor-version":[{"id":4127,"href":"https:\/\/fgm-sa.com\/fr\/wp-json\/wp\/v2\/pages\/1858\/revisions\/4127"}],"wp:attachment":[{"href":"https:\/\/fgm-sa.com\/fr\/wp-json\/wp\/v2\/media?parent=1858"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}